Terms & Conditions
Last updated: August 27, 2026
1. Acceptance of terms
By accessing or using the Nana Crypto Loan website, app, or any related services (the "Services"), you agree to be bound by these Terms & Conditions. If you do not agree, do not use the Services.
2. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) and legally capable of entering into a binding contract to use the Services. Nana Crypto Loan is intended for users in African markets where these Services are legally permitted; you are responsible for confirming that use of the Services is lawful where you reside.
3. Account registration and verification
Access to Earn, Loan, and trading-liquidity Services requires completing identity verification (KYC for individuals, KYB for businesses), including submission of a National ID or Passport, proof of address, and proof of residence in an eligible African country. We may decline, suspend, or terminate accounts that fail or do not complete verification.
4. Description of Services
- Earn — digital asset earning solutions for eligible users.
- Loan — crypto-backed lending using supported digital assets as collateral.
- Meme & Coin Trading Loans — planned specialized lending for eligible meme tokens and trading liquidity (not yet live).
Availability of each Service may vary by country, account status, and asset. We may add, modify, or discontinue Services at any time.
5. Risk disclosure
Digital assets are highly volatile and can result in substantial or total loss of capital. Past performance is not indicative of future results. You are solely responsible for evaluating the risks of any transaction before proceeding. Nothing on this site constitutes financial, investment, tax, or legal advice.
6. Fees
Fees apply to certain Services and are disclosed before you confirm a transaction. We may change our fee schedule with reasonable notice.
7. User responsibilities
- Provide accurate, current information during registration and verification.
- Keep your account credentials secure and notify us promptly of any unauthorized access.
- Comply with all applicable laws, including tax obligations related to your use of the Services.
- Not use the Services for money laundering, terrorist financing, fraud, or any illegal purpose.
8. Prohibited use
You may not use the Services to violate any law, infringe intellectual property rights, transmit malware, attempt to gain unauthorized access to our systems, or manipulate markets or pricing on the platform.
9. Intellectual property
All trademarks, logos, and content on this site, including the Nana Crypto Loan name and coin mark, are the property of Nana Crypto Loan or its licensors and may not be used without prior written permission.
10. Limitation of liability
To the maximum extent permitted by law, Nana Crypto Loan is not liable for indirect, incidental, or consequential damages arising from your use of the Services, including losses resulting from market volatility, third-party service outages (including our identity-verification and market-data providers), or unauthorized account access not caused by our negligence.
11. Indemnification
You agree to indemnify and hold Nana Crypto Loan harmless from claims, damages, and expenses arising from your breach of these Terms or misuse of the Services.
12. Termination
We may suspend or terminate your access to the Services at our discretion, including for suspected fraud, AML/KYC non-compliance, or breach of these Terms.
13. Governing law and disputes
[To be completed with counsel] — the governing law and dispute-resolution process should be specified per the jurisdiction(s) in which Nana Crypto Loan is licensed to operate.
14. Changes to these Terms
We may update these Terms from time to time. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.